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Employee Benefits

HSA Enrollment Increases to 6.1 Million, a 35% Increase in Annual Growth (MyHealthGuide Newsletter)

MyHealthGuide
Enrollment in health savings accounts linked to high-deductible health insurance plans continues to surge with 6.1 million people covered by HSAs as of Jan. 1, a 35% increase over Jan. 1, 2007, according to a survey released on 4/30/08.

Captive Review - Article of the Month - Group Benefits

Captive Review
Spring Consulting's John Cassell discusses how increasing innovation is leading small companies to consider group captive programmes to fund health-related risks.

401(k) Participants Can Sue Under ERISA

The National Underwriter, Property and Casualty
A recent Supreme Court ruling that Individual participants in 401(k) retirement plans can sue under ERISA to recover their losses has created concern within the insurance industry.

Responding to trends in group health plans

Meritain Health
David C. Parker of Meritain Health describes why the self-funded model is the optimum choice for providing flexible, cost-efficient healthcare.

Predictions about Health Care (Including Consumer Driven Health)

Human Resources Consulting Group
Rob J. Thurston, President of the HR Consulting Group and Anamaria Szekely advocate the use of shared responsibility of healthcare costs by employees to lower health insurance premiums.

2007 SHPS Health Practices Study: What Every Self-Insured Employer Should Know

SHPS
A recent report by SHPS has identified that the use of certain practices in healthcare management may help explain the significant differences in employee healthcare costs between large and mid-size companies.

Predictions about Health Care (including Consumer Driven Health)

Human Resources Consulting Group
A recent Mercer survey found that health insurance costs are expected to grow by nearly 9% on average in 2008. HR Consulting Group?s President Rob J. Thurston gives his thoughts on the future of U.S. Health Care.

The Future of Benefits Administration and Outsourcing of Self-Funding?

Human Resources Consulting Group
Rob Thurston of The Human Resources Consulting Group examines what might happen in the next five years.

SIIA calls for action

Self-Insurance Institute of America
SIIA reports that the Employer-based health system is gaining strength but warns of Possible Federal Waivers to ERISA Preemption and Urges Action

Seven Deadly Sins To Avoid When Negotiating Self-Funded Benefits Plans

Anderson, Kill and Olick
Rhonda Orin and Daniel Healy of attorneys Anderson Kill and Olick discuss some of the pitfalls to look out for when self-funding Employee Benefits Plans.