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Shared Responsibility - Individual Self-insurance is an emerging trend

Kaiser Family Foundation
As employers continue to face healthcare premium increases at double digit rates running at more than five times the rate of inflation, some companies are looking to introduce self-funding at employee level in an effort to reduce costs, a nationwide survey by the Kaiser Family Foundation has reported.

What is Self-Insurance? A layman's view from Tom Brosnahan

Tom Brosnahan
A leading Lonely Planet travel writer and author of turkeytravelplanner.com writes a light-hearted and entertaining take on what self-insurance means.

University saves $16m through Self-Insurance

Star Tribune
The University of Minnesota is saving roughly $16 million a year by going to self-insurance rather than staying with the state's health insurance program, a Board of Regents committee was told Thursday writes Mary Jane Smetanka of the Star Tribune (June 12th 2004).

Good News For Association Health Plans

specandagg.com
Association Health Plans are one step closer to reality following the passing of the Small Business Health Fairness Act of 2004 (HR 4281) by the House of Representatives.

Department of Labor rulings pave the way for Self-Insuring Employee Group Life

specandagg.com
Rulings by the Department of Labor (DOL) in the past 12 months have permitted two new companies to insure their employee life business into captives.

Fronting in the Spotlight

Captive Insurance Company Review
The Captive Insurance Companies Association (CICA) and the Vermont Captive Insurance Association (VCIA) have followed up their 2001 Fronting Survey with a new survey of their memberships in 2002. (source Captive Insurance Company Review August 2002)

Alternative Market set to explode in US

Insurance Day
A new study by ratings agency AM Best forecasts that alternative market solutions, including captives, pools and self-insurance (but excluding ART securitisations), will comprise nearly half the US commercial market by 2003. (source Insurance Day)